insurance

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Test and manufacturing standard:

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There are several types of protection against burglary and fire, in these 2 there are safes or cabinets with protections tested or untested.

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For the tested protections there are several levels of protection.

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For many years the insurances referred to the ASA directory (what is called Swiss standard), today most of them refer to European standards.

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ASA Directory EN 0 / N Insurance Value in CHF

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Less than 100 kg EN 0 / N 5'000.-

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More than 100 kg in I 20'000.-

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More than 300 kg EN II 50,000.-

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List 2 EN III 150'000.-

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List 1 EN IV 500'000.-

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                                                         IN V 1'000'000.-

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                                                         IN VI 

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These values ​​are indicative, they are in principle respected by the majority of insurance companies, which make a difference between values ​​in goods (jewelry, watches etc.) and money in notes.

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In most cases, the safe is required, especially for safes weighing less than 300 kg.

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The installation of an alarm system in the premises, possibly with contacts directly on the safe, may allow an increase in the insured value.

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In all cases you, alone, or with your insurance company, must define the necessary protection for your property.

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You are not automatically insured because you are installing a safe of a certain category!

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Safes or cabinets have fire protection thanks to their more or less thick construction. Some do stress tests. These tests include putting the safe or cabinet in an oven at a certain temperature for a while, then letting the oven cool naturally to best reproduce a real fire case.